Épargne Placements Québec

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Advantages offered

By choosing to save money with Épargne Placements Québec, you can take advantage of competitive interest rates and do not pay management or administration fees.

Doing business with Épargne Placements Québec offers you several advantages.

Fully guaranteed products

  • The Québec government fully guarantees all our products. Your principal and the interest you accumulate are protected, with no limit on the amount. They are, therefore, redeemable at their full value.

No management or administration fees

  • Épargne Placements Québec does not levy fees. You will thus have more money to put in your portfolio.

User-friendly online services

  • Manage your portfolio simply and when you want through our “Online Transactions” service. You can find out the current value of your investments, buy and sell products, or consult your electronic statements, all with a few clicks!

Accessible products

  • The minimum purchase amount for most products is $100.

Stable yields

  • Products offering stable yields are well adapted to the secure portion of your investment portfolio.

Refund of transfer fees

  • When you transfer $1 000 or more to one of our registered accounts and invest in a term product, the fees from the transfer are reimbursed by an amount equivalent to 5% of the amount transferred, up to a maximum of $150.


Discover our products


Even higher profitability with a 1% bonus!

When you save money for your retirement, Épargne Placements Québec rewards you.

Take advantage of a 1% bonus on the interest rate in the first year for funds invested no later than March 1, 2022 in bonds with terms of three or more years in an RRSP, RRIF, LIRA or LIF account.

  • For Québec Stock Index Bonds, the bonus is applied to the invested capital.
  • For Québec Discount Bonds, it is distributed over the duration of the term chosen.

Act now and take advantage of this offer without delay. The terms and conditions can be modified without notice.