Québec retirement savings plans and funds, exclusive to Épargne Placements Québec, are a smart choice and a very attractive investment!
All Épargne Placements Québec savings products can be placed in the following plans and funds:
- Québec registered retirement savings plan (RRSP).
- Québec registered retirement income fund (RRIF).
- Québec locked‑in retirement account (LIRA).
- Québec life income fund (LIF).
These savings products are also eligible for self‑directed retirement savings plans and funds.
Québec savings products, invested in Québec registered plans and funds, offer the security, flexibility and good returns you need.
- Take advantage of a 1% bonus on the interest rate in the first year for new RRSP, RRIF, LIRA and LIF funds invested in bonds with a term of three or more years.
- Obtain a refund of transfer fees for any amount of $1 000 or more transferred into one of our registered accounts and invested in a term product, of up to 5% of the amount transferred (plus taxes), to a maximum of $150.
- Enjoy a 100% guarantee on your investments, with no limit on the term or the amount.