Rates in effect

Rates in effect on {{ json.dateEnVigeur | datestren }}

TERM PRODUCTS

STEP‑UP BONDS
YEAR	1	2	3	4	5	6	7	8	9	10
ANNUAL RATE (%)	{{json.produits[0].Data[0].Taux \| number}}	{{json.produits[0].Data[1].Taux \| number}}	{{json.produits[0].Data[2].Taux \| number}}	{{json.produits[0].Data[3].Taux \| number}}	{{json.produits[0].Data[4].Taux \| number}}	{{json.produits[0].Data[5].Taux \| number}}	{{json.produits[0].Data[6].Taux \| number}}	{{json.produits[0].Data[7].Taux \| number}}	{{json.produits[0].Data[8].Taux \| number}}	{{json.produits[0].Data[9].Taux \| number}}
Bonus of {{json.produits[0].Boni}} % on the first year’s interest rate for new funds invested in an RRSP, RRIF, LIRA and LIF no later than March 1, 2022.
Feature: Redeemable annually, according to issue date. More details

FIXED‑RATE BONDS
TERM	1 yr	2 yrs	3 yrs	4 yrs	5 yrs	6 yrs	7 yrs	8 yrs	9 yrs	10 yrs
ANNUAL RATE (%)	{{json.produits[1].Data[0].Taux \| number}}	{{json.produits[1].Data[1].Taux \| number}}	{{json.produits[1].Data[2].Taux \| number}}	{{json.produits[1].Data[3].Taux \| number}}	{{json.produits[1].Data[4].Taux \| number}}	{{json.produits[1].Data[5].Taux \| number}}	{{json.produits[1].Data[6].Taux \| number}}	{{json.produits[1].Data[7].Taux \| number}}	{{json.produits[1].Data[8].Taux \| number}}	{{json.produits[1].Data[9].Taux \| number}}
Bonus of {{json.produits[1].Boni}} % on the interest rate set for the first year of the term only, for new RRSP, RRIF, LIRA and LIF funds with a term of 3 years or more invested no later than March 1, 2022.
Feature: Redeemable at maturity. More details

FIXED‑RATE GREEN BONDS
TERM	{{json.produits[2].Data[0].Terme}} years
ANNUAL RATE (%)	{{json.produits[2].Data[0].Taux \| number}}
Bonus of {{json.produits[2].Boni}} % on the interest rate set for the first year of the term only, for new RRSP, RRIF, LIRA and LIF funds invested no later than March 1, 2022.
Feature: Redeemable at maturity. More details

DISCOUNT BONDS
TERM	{{json.produits[3].Data[0].Terme}} years	{{json.produits[3].Data[1].Terme}} years	{{json.produits[3].Data[2].Terme}} years	{{json.produits[3].Data[3].Terme}} years	{{json.produits[3].Data[4].Terme}} years
ANNUAL YIELD (%)	{{json.produits[3].Data[0].Rendement \| number}}	{{json.produits[3].Data[1].Rendement \| number}}	{{json.produits[3].Data[2].Rendement \| number}}	{{json.produits[3].Data[3].Rendement \| number}}	{{json.produits[3].Data[4].Rendement \| number}}
With bonus	{{json.produits[3].Data[0].Boni \| number3}}	{{json.produits[3].Data[1].Boni \| number3}}	{{json.produits[3].Data[2].Boni \| number3}}	{{json.produits[3].Data[3].Boni \| number3}}	{{json.produits[3].Data[4].Boni \| number3}}
Bonus of {{json.produits[3].Boni}} % on returns, spread over the term, for new RRSP, RRIF, LIRA and LIF funds invested no later than March 1, 2022.
Feature: Redeemable at maturity. More details

SECURI+ BONDS
PERIOD	First 6 months	Month 7 to maturity
ANNUAL RATE (%)	{{json.produits[4].Data[0].Taux \| number}}	Set by the Minister of Finance according to market conditions.
Bonus of {{json.produits[4].Boni}} % on the interest rates set for the first year for new RRSP, RRIF, LIRA and LIF funds invested no later than March 1, 2022.
Feature: Redeemable every six months, according to issue date. More details

STOCK INDEX PRODUCT

STOCK INDEX BONDS
ISSUE	{{json.produits[5].Data[0].Emission \| dateen}}
TERM	{{json.produits[5].Data[0].Terme}} years	{{json.produits[5].Data[1].Terme}} years
MATURITY	{{json.produits[5].Data[0].Echeance \| dateen}}	{{json.produits[5].Data[1].Echeance \| dateen}}
MAXIMUM YIELD	{{json.produits[5].Data[0].Rendement}}	{{json.produits[5].Data[1].Rendement}}
Bonus of 1 %, applied to the capital invested, for new RRSP, RRIF, LIRA and LIF funds invested no later than March 1, 2022.
REFERENCE INDEX	{{json.produits[5].Data[0].IndiceReference}}
SALE PERIOD	From {{json.produits[5].Data[0].DateDebutVente \| datestren}} to {{json.produits[5].Data[0].DateFinVente \| datestren}}
Current issues summary

Feature: Redeemable at maturity. More details

PRODUCTS REDEEMABLE ANY TIME

SAVINGS BONDS
PERIOD	First year	Subsequent years
ANNUAL RATE (%)	{{json.produits[6].Data[0].Taux \| number}} *	Set by the Minister of Finance according to market conditions.
Bonus of {{json.produits[6].Boni}} % on the interest rates set for the first year for new RRSP, RRIF, LIRA and LIF funds invested no later than March 1, 2022.
Québec Savings Bonds are not on sale at the present time.
Savings Bonds are on sale until {{json.produits[6].DateFinVente \| datestren}} inclusively
Feature: Redeemable any time. More details * This interest rate applies to outstanding issues, except issues whose annual interest rate is higher.

FLEXI‑PLUS SAVINGS
ANNUAL RATE (%)	{{json.produits[7].Data[0].Taux \| number}}	Regardless of the amounts accumulated

Features: Cashable any time. Interest compounded monthly on the 15 of each month. More details

PERIODIC SAVINGS PLAN (PSP) BY INSTALMENTS
INVESTMENT SAVINGS ACCOUNT, TFSA AND RRSP
ANNUAL RATE (%)	{{json.produits[8].Data[0].Taux \| number}}	Regardless of the amounts accumulated

Features: Redeemable any time. Interest compounded monthly on the 15 of each month. More details

PAYROLL PERIODIC SAVINGS PLAN (PSP)
INVESTMENT SAVINGS ACCOUNT OR TFSA
ANNUAL RATE (%)	{{json.produits[9].Data[0].Taux \| number}}	Regardless of the amounts accumulated

Features: Redeemable any time. Interest compounded monthly on the 15 of each month. More details

OPTION
MONTHLY INTEREST	If you buy at least $10 000 of Step‑up Bonds or Fixed‑rate Bonds, interest can be paid to you monthly. Interest is then calculated on the basis of a monthly interest rate equivalent to the annual interest rate.

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Note :

TFSA (tax‑free savings account), RRSP (registered retirement savings plan), RRIF (registered retirement income fund), LIRA (locked‑in retirement account) and LIF (life income fund).
The rates may be changed without notice. In addition, as mentioned in the legal notes of this website, in the event of a discrepancy between a rate shown on this page and that given in a ministerial order of the Minister of Finance, the text of the ministerial order takes precedence.

Savings Bonds

Step-up
Bonds

Stock Index
Bonds

Fixed-rate
Green Bonds

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