Promotions and advantages
Special offer
FHSA: get a bonus of 1.25% in the first year on your new contributions!
Offer conditions
Eligible account
- Tax-Free First Home Savings Account (FHSA)
Eligible products
- Fixed-rate bonds with terms of 3, 4, 5, 6 and 10 years
- Fixed‑rate Green Bonds
- Step-up Bonds
- Savings bonds
- 5- and 10-year Stock Index Bonds*
* For Stock Index Bonds, the bonus is applied to the principal invested. For example, if you invest $1 000, you start with a capital of $1 012.50 thanks to the bonus, and you will generate returns on this amount based on the performance of the Stock Index Bonds at the end of the term.
Eligibility requirements
The amounts must be newly invested with Épargne Placements Québec using one of the following payment methods:
- Electronic funds transfer
- Transfer of funds held in a FHSA from another financial institution to Épargne Placements Québec
How to take advantage of the FHSA bonus?
- The 1.25% bonus will be automatically added to the first year’s interest rate of the eligible product. You can take advantage of this offer by making your purchase through our online services “Online transactions.”
- To transfer a FHSA account from another institution to Épargne Placements Québec, please contact an agent, who will help you complete the transaction.
Exclusions
The FHSA bonus does not apply in the following cases:
- Reinvestment at maturity
- Reinvestment on anniversary date
- Purchase from Flexi-Plus Savings
- Purchase from the bill payment service
- Purchase by periodic withdrawal
- Transfer of the Investment Savings Account or an RRSP account to the FHSA
The following products are not eligible:
- Flexi-Plus Savings
- 1-year Fixed-Rate Bond
- 2-year Fixed-Rate Bond
Offer duration
- This promotion may be withdrawn without notice.
Find out more about this account
Advantages offered
By choosing to save money with Épargne Placements Québec, you can take advantage of competitive interest rates and do not pay management or administration fees.
Doing business with Épargne Placements Québec offers you several advantages.
Fully guaranteed products
- The Québec government fully guarantees all our products. Your principal and the interest you accumulate are protected, with no limit on the amount. They are, therefore, redeemable at their full value.
No management or administration fees
- Épargne Placements Québec does not levy fees. You will thus have more money to put in your portfolio.
User-friendly online services
- Manage your portfolio simply and when you want through our “Online Transactions” service. You can find out the current value of your investments, buy and sell products, or consult your electronic statements, all with a few clicks!
Accessible products
- The minimum purchase amount for most products is $100.
Stable yields
- Products offering stable yields are well adapted to the secure portion of your investment portfolio.
