Épargne Placements Québec

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Rates in effect

Rates in effect on {{ json.dateEnVigeur | datestren }}

TERM PRODUCTS

STEP‑UP BONDS
TERM
10 YEARS
 
YEAR 1 2 3 4 5 6 7 8 9 10
ANNUAL
RATE (%)
{{json.produits[0].Data[0].Taux | number}} {{json.produits[0].Data[1].Taux | number}} {{json.produits[0].Data[2].Taux | number}} {{json.produits[0].Data[3].Taux | number}} {{json.produits[0].Data[4].Taux | number}} {{json.produits[0].Data[5].Taux | number}} {{json.produits[0].Data[6].Taux | number}} {{json.produits[0].Data[7].Taux | number}} {{json.produits[0].Data[8].Taux | number}} {{json.produits[0].Data[9].Taux | number}}
Feature: Redeemable annually, according to issue date. More details
 

FIXED‑RATE BONDS
TERM 1
yr
2
yrs
3
yrs
4
yrs
5
yrs
6
yrs
7
yrs
8
yrs
9
yrs
10
yrs
ANNUAL
RATE (%)
{{json.produits[1].Data[0].Taux | number}} {{json.produits[1].Data[1].Taux | number}} {{json.produits[1].Data[2].Taux | number}} {{json.produits[1].Data[3].Taux | number}} {{json.produits[1].Data[4].Taux | number}} {{json.produits[1].Data[5].Taux | number}} {{json.produits[1].Data[6].Taux | number}} {{json.produits[1].Data[7].Taux | number}} {{json.produits[1].Data[8].Taux | number}} {{json.produits[1].Data[9].Taux | number}}
Feature: Redeemable at maturity. More details
 

FIXED‑RATE GREEN BONDS
TERM {{json.produits[2].Data[0].Terme}} years
ANNUAL
RATE (%)
{{json.produits[2].Data[0].Taux | number}}
Feature: Redeemable at maturity. More details
 
SECURI+ BONDS
ANNUAL RATE (%) {{json.produits[4].Data[0].Taux | number}}
This product is no longer on sale.
Feature: Redeemable every six months, according to issue date.
 

STOCK INDEX PRODUCT

STOCK INDEX BONDS
ISSUE {{json.produits[5].Data[0].Emission | dateen}}
TERM {{json.produits[5].Data[0].Terme}} years {{json.produits[5].Data[1].Terme}} years
MATURITY {{json.produits[5].Data[0].Echeance | dateen}} {{json.produits[5].Data[1].Echeance | dateen}}
MAXIMUM YIELD {{json.produits[5].Data[0].Rendement}} {{json.produits[5].Data[1].Rendement}}
REFERENCE INDEX {{json.produits[5].Data[0].IndiceReference}}
SALE PERIOD From {{json.produits[5].Data[0].DateDebutVente | datestren}} to {{json.produits[5].Data[0].DateFinVente | datestren}}
Current issues summary
Feature: Redeemable at maturity. More details

PRODUCTS REDEEMABLE ANY TIME

SAVINGS BONDS
PERIOD First year Subsequent years
ANNUAL RATE (%) {{json.produits[6].Data[0].Taux | number}} * Set by the Minister of Finance according to market conditions.
Québec Savings Bonds are not on sale at the present time.
Savings Bonds are on sale until
{{json.produits[6].DateFinVente | datestren}} inclusively
Feature: Redeemable any time. More details
* The rate on all outstanding bonds is increased to 2.75% on June 21, 2022.

FLEXI‑PLUS SAVINGS
ANNUAL RATE (%) {{json.produits[7].Data[0].Taux | number}} Regardless of the amounts accumulated
Features: Cashable any time. Interest compounded monthly on the 15 of each month. More details

PERIODIC SAVINGS PLAN (PSP) BY INSTALMENTS
INVESTMENT SAVINGS ACCOUNT, TFSA AND RRSP
ANNUAL RATE (%) {{json.produits[8].Data[0].Taux | number}} Regardless of the amounts accumulated
Features: Redeemable any time. Interest compounded monthly on the 15 of each month. More details

PAYROLL PERIODIC SAVINGS PLAN (PSP)
INVESTMENT SAVINGS ACCOUNT OR TFSA
ANNUAL RATE (%) {{json.produits[9].Data[0].Taux | number}} Regardless of the amounts accumulated
Features: Redeemable any time. Interest compounded monthly on the 15 of each month. More details

Note :  

TFSA (tax‑free savings account), RRSP (registered retirement savings plan), RRIF (registered retirement income fund), LIRA (locked‑in retirement account) and LIF (life income fund).
The rates may be changed without notice. In addition, as mentioned in the legal notes of this website, in the event of a discrepancy between a rate shown on this page and that given in a ministerial order of the Minister of Finance, the text of the ministerial order takes precedence.