When a term product such as a Québec Step-up Bond, Fixed-rate Bond,Fixed-rate Green Bond, Discount Bond or Sécuri+ Bond is purchased, Épargne Placements Québec guarantees that its customers will obtain the best rate structure for a period of 10 business days starting on the date of receipt of purchase or renewal instructions. For the guarantee to apply, the requisite documents to carry out the transaction must be received within 10 business days. If the interest rates change during that time, you will thus benefit from the most advantageous rate structure.
Épargne Placements Québec also offers a rate guarantee at the time of purchase for transfers of TFSA, RRSP, RRIF, LIRA or LIF funds from another financial institution. In such cases, the rate guarantee centres on the better of two rates, i.e. the rate in effect when the transfer is requested to Épargne Placements Québec or the rate in effect on the date of receipt of the payment. The payment must be received no later than six weeks after the transfer request in order for the guarantee to apply.
* Certain exceptions apply. To obtain additional information, please contact one of our investment officers at 1 800 463‑5229, from Monday to Friday, from 8 a.m. to 8 p.m.